Introduction

In this detailed 2025 review of UWM Trading (also known as Union Wealths Management), we evaluate its legitimacy, regulatory status, trader feedback, fee structures, trading conditions, and more. If you’re wondering “Is UWM Trading a scam?” or “Is UWM Trading legit?”—this article has the answers.

1. Regulation

One of the most critical red flags is UWM Trading’s lack of regulatory oversight. According to multiple scam-reporting sources, the firm operates without any recognized financial license, making it a higher-risk endeavor. In fact, the Danish Financial Supervisory Authority (DFSA) has publicly issued a warning against the platform.

Automated site-checking tools like ScamAdviser and ScamDoc highlight mixed signals: UWM Trading holds a moderate trust score (around 72/100), but the site experiences low traffic, limited transparency, and sparse user presence.

2. User Experience & Complaints

Several users on Trustpilot have lodged complaints about poor customer support, nonexistent communication after challenge completion, and marketing spam. One user lamented:

“I passed on June 27, 2024… it’s been 6 days and they haven’t contacted me… support answered 1-2 sentences and then remained silent.”

ReportScam.net also flags UWM Trading for website unreliability, nonexistent payouts, and misleading educational claims, recommending caution.

3. Platform Structure & Conditions

Despite the critiques, UWM Trading does offer a range of funded-account programs with seemingly competitive conditions:

• Several challenge types – Prime, Evaluation, Express, and 3-Step – with account sizes from $10K to $300K and scaling potential up to $2M.

• Profit splits up to 95% (with scaling), and leverage up to 1:100 depending on the plan.

That said, reviews note contrasting experiences—some praising educational resources, others flagging poor execution of promises.

4. Cons Overview

Cons / Red Flags:

• Unregulated and has DFSA warning.

• Poor or delayed customer service with multiple user complaints.

• Trust scores only moderate; website traffic low.

• Trustpilot profile removed for fake reviews.

• Allegations of promise failures and misleading site claims.

5. Scam or Not?

While UWM Trading offers attractive financial terms on paper, the lack of regulation, negative user testimonies, and reporting by watchdog outlets paint a worrisome picture.

It’s safest to approach with caution—do your own due diligence. If you still consider using the platform, test with minimal funds and verify response times, payouts, and legitimacy of support. But overall, strong risk indicators suggest it’s a high-risk or potentially scam setup.

6. Final Verdict

UWM Trading has features that may attract traders—high profit splits, flexible challenges, and educational content. However, the absence of regulation, alarming user feedback, official warnings, and trust issues undermine its credibility.

Report UWM Trading and Recover Your Funds

If you have lost money to UWM Trading , it’s important to take action immediately.Report the scam to Universumltd.com, a trusted platform that assists victims in recovering their stolen funds. The sooner you act, the better your chances of reclaiming your money and holding these fraudsters accountable.

Scam brokers like UWM Trading  continue to target unsuspecting investors. Stay informed, avoid unregulated platforms, and report scams to protect yourself and others from financial fraud.